emergency fund

Financial Stress in the Workplace
As the global economy continues to gyrate on an uncertain path, many are feeling increased stress regarding their finances. As of 2022, for example, total U.S. household debt was up more than 8% year over year, according to a study by NerdWallet. And while debt and financial strain are often treated as personal problems, anxiety  Read More →
An Emergency Fund for Life’s Unexpected Expenses
One of the first lessons of finance we are taught, by our parents or through some basic personal finance course, is to make creating an emergency fund our top priority. Having a reserve of cash equivalent to six to 12 months’ worth of living expenses is considered the most fundamental principle of financial security. Yet,  Read More →
Path to Cash: A List of Potential Money Sources When in Need
During challenging and unpredictable times like these, it is inevitable that some individuals or families may find themselves in a difficult financial situation. These are often caused by reduced hours, company-wide pay reductions, furloughs, and layoffs. If you, a family member, or a friend are currently experiencing a reduction in the monthly income needed and  Read More →

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